Tag: Key

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While the term 'NEBOSH' may sound like a very effective wrestling move, it in reality stands for the well regarded National Examination Board in Occupational Safety and Health. NEBOSH health and safety has been giving students around Britain certificates along with diplomas in matters of health, safety and environmental issues since the year 1979.

NEBOSH health and safety courses are taken by people around the globe – in 65 nations to be precise. While Nebosh do not do the teaching itself, it does accredit each given organization with the authority to provide the teaching. The Qualifications and Curriculum Authority of England oversee this public body.

Occupational health is a big area and may take in various aspects of the work place. Both the (WHO) World Health Organization as well as the ILO (International Labor Organization) have recognized occupational health as important since 1950.

The term occupational health has been revised twelve times, but the version as it stands places an emphasis on the importance of a safe working environment for staff. It maintains that no activity or aspect of life at work should be negative to the worker. Further to this it states that industrial activities should not negatively affect people outside the place of work – for example, from hazards or pollution caused by working practices / environment. Nebosh health and safety courses help make sure these concepts are widely upheld.

There are 3 guiding principles which support the such an ethos – supported by NEBOSH Health and Safety as well. The initial one is moral – the idea that a worker shouldn't feel under any or be in any danger while they are doing their job. The next one is economic; the financial costs to the country would be much increased if the workplace is a perilous place – namely costs of social security from those injured from a dangerous workplace.

The third of the three is legal. This aspect has no doubt become a more noted reason for better health and safety over the years and decades-an idea that NEBOSH health and Safety also takes into account. Failure to ensure that workers have an safe and adequate working environment can end in legal procedures. Things like fire safety, an absence of physical perils such as heavy things falling on staff or workers, risks of heavy lifting, enough heating (or cooling if needed), good seating; these are just a few of the various aspects to this big area – all of which get covered by NEBOSH health and safety courses.

These courses are given by various independent teaching organizations around Britain as well as the world. It is a good idea to research the institution in question before putting cash down for such a course – maybe finding the feedback of previous students. Some NEBOSH Health and Safety courses are more cost effective than others, but arguably those may have less of a standing in the education and training situation and so high quality should be a loftier aim, instead of price.

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Source by Gino Hitshopi

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This overview presents the key issues to consider when designing and executing the best estate plan. Also, the work does not stop at signing your estate plan documents; you must also complete the follow up work of beneficiary designations, memorandum to fiduciaries, etc. The goal is to avoid the pitfall of no plan done and the disaster when wills and trusts are in place but the asset ownership and beneficiary designations frustrate the plan by having assets pass to the spouse and not the trust.

If you do nothing else after reading this, write and deliver a “Memorandum to Survivors” and review asset ownership, all as described at the end of this post.

A comprehensive estate plan can accomplish many goals, such as providing for survivors, ensuring your children are cared for, determining the flow of your assets upon your death, and reducing the amount of taxes your estate will pay while administering your estate. The most important goal is that you have peace of mind knowing that your estate will be administered in accordance with your wishes.

Estate Planning Pyramid

Constructing a pyramid can be helpful for understanding all that goes into an estate plan, much like nutrition and investments. Each level of the pyramid addresses a new level of complexity in your family and financial situation – that is, everyone needs level one, but not all need the later, more complex levels.

Pyramid: Level One

The first level of estate planning provides the most basic protections so it is most suitable to single individuals with no children and few assets. This level of estate plan typically includes the following forms:

Health Care Proxy: This document allows you to appoint people to make decisions about your health care and treatment when you are not capable of doing so. You typically select the surviving spouse and then have a first and second alternate if you wish. Some states call such documents “medical directives” or “medical powers of attorney.”

Living Will: This makes your wishes clear as to whether or not you want to have heroic means used to prolong your life.

Anatomical Gift Instrument: This allows you to have a hospital use organs and other body parts for others in need of a transplant.

Pyramid: Level Two

The second level is most appropriate for individuals in committed relationships. This level includes all the forms listed in the first level, but adds a durable power of attorney. This document grants a power of attorney to the other to manage your financial affairs if you are absent or you become incapacitated.

Pyramid: Level Three

When you have children, you want to ensure that they will be both cared for and provided for in the manner you wish. To achieve this, you need a will to appoint a guardian, for the “care,” and create a trust to manage assets, for the “providing.”

A will is a formal document that designates your personal representative or executor, any alternates, plus a guardian and any alternates for children under age 18, then instructs your personal representative to pay off your debts, and distribute your estate per your wishes.

A trust is an entity that you create and can be used for many purposes. The trustee acts as the owner of what the trust holds, while the beneficiaries get all the benefits from what the trust holds. For estate planning, trusts are used to reduce estate taxes in various ways. Trust vehicles can also describe how and when assets are distributed. For example, the grantor of a trust could insist that assets not go to children until they are age thirty-five. The trust vehicle could also provide where assets flow if all family members die without issue. For example, assets could flow to a charity or educational institution.

Providing for Survivors: You need to address how your assets and any life insurance flow after your death in order to ensure that your resources allow those who survive you to maintain the same standard of living, during their life expectancies, that you all had during your life. If your investments are not sufficient, even after making liquid certain kinds of personal property (e.g., a second home), then …

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The direct commitment of senior management and the participation of employees in the development of workplace health policies are an essential prerequisite to the successful implementation of policies that are designed to address the real needs of the working community.

The following main steps and/or activities should be considered in the development and implementation of workplace health management at the enterprise level:

· Develop a short policy statement from the employer or senior executive that explicitly states senior management’s commitment to and acceptance of responsibility for the health management strategy within the company.

· Educate managers and workers on the impact of environmental, occupational and lifestyle factors on their health and social well-being and on the economic situation and competing ability of the company to facilitate their participation in health management.

· Determine the role of the medical, nursing, environmental and safety experts and other professionals needed to assist in the implementation of the health management strategy in the company.

· Discuss economic appraisal of existing and projected outcomes to health, safety, and environmental health from the activities of the company.

· Train staff in quality management principles and standards to be used for the workplace health management system. These are the same as those applied to quality assurance in the management of manufacturing, servicing or marketing operations.

· Assure participation of management and employees in the development and implementation of workplace health management systems in the company.

· Develop adequate tools for monitoring and evaluation of health, safety, social, economic and environmental outcomes to determine the impact on well-being of employees and competitiveness of the company.

· Introduce systematic internal auditing and evaluation to be able to make necessary adjustments to the workplace health management system of the company.

· External audit by a recognized certifying body, if necessary.

Key steps in implementing workplace health Policies

The prerequisite for establishing good practice in workplace health management in companies is the conscious and creative support as well as the fullest possible participation of senior management, employees and their trade union representatives.

They would co-operate in the development of the workplace health policy and in its implementation with the assistance of appropriate experts, e.g. from occupational health services, environmental health services or health promotion agencies, preferably from multidisciplinary preventive services. Quality management systems and internal and external auditing is believed to be supportive to the creation and maintenance of a healthy enterprise. Leading companies are increasingly integrating their health management and environment management into the overall corporate management system. The health and environment policy of the company determines targets, define processes, and assure financial and human resources necessary to act on the health determinants and improve social and physical environments in order to:

  • Create the greatest gain in health and working ability for the entire staff, and if possible, also for their families
  • Provide a safe and healthy working environment for employees while preserving the general environment and health of people living outside the premises
  • provide healthy and environmentally friendly products and services
  • ensure human rights of the entire staff

Coming up in the next chapter ” Key Benefits of Workplace Health Management

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Source by Craig Michael Page

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The 8 Training Principles are research-based guidelines that can help you accelerate your training progress and optimize your results. Knowing how to apply these principles gives you an educated basis on which you can make informed decisions about designing your fitness or sports training program. The principles can also help you evaluate the merits of fitness equipment and personal training services.

All of the principles complement each other. For best results, they should be applied in concert throughout every phase of training.

1. Principle of Specificity suggests that your body will make adjustments according to the type of training you perform and in the very same muscles that you exercise. How you train determines what you get.

This principle guides you in designing your fitness training program. If your goal is to improve your overall level of fitness, you would devise a well-rounded program that builds both endurance and overall body strength. If you want to build the size of your biceps, you would increase weight loads on bicep curls and related exercises.

2. The Principle of Overload implies that you must continually increase training loads as your body adapts over time. Because your body builds and adjusts to your existing training regimen, you must gradually and systematically increase your work load for continued improvement.

A generally accepted guideline for weight training is to increase resistance not more than 10% per week. You can also use percentages of your maximum or estimated maximum level of performance and work out within a target training zone of about 60-85% of maximum. As your maximum performance improves, your training loads will increase, as well.

3. The Principle of Recovery assets that you must get adequate rest between workouts in order to recuperate. How much rest you need depends upon your training program, level of fitness, diet, and other factors.

Generally, if you perform a total body weight workout three days per week, rest at least 48 hours between sessions. You can perform cardio more frequently and on successive days of the week.

Over time, too little recovery can result in signs of overtraining. Excessively long periods of recovery time can result in a detraining effect.

4. The Principle of Reversibility refers to the loss of fitness that results after you stop training. In time, you will revert back to your pre-training condition. The biological principle of use and disuse underlies this principle. Simply stated, If you don’t use it, you lose it.

While adequate recovery time is essential, taking long breaks results in detraining effects that may be noticeable within a few weeks. Significant levels of fitness are lost over longer periods. Only about 10% of strength is lost 8 weeks after training stops, but 30-40% of endurance is lost in the same time period.

The Principle of Reversibility does not apply to skills. The effects of stopping practice of motor skills, such as weight training exercises and sport skills, are very different. Coordination appears to store in long-term motor memory and remains nearly perfect for decades. A skill once learned is never forgotten.

5. The Principle of Variation implies that you should consistently change aspects of your workouts. Training variations should always occur within ranges that are aligned with your training directions and goals. Varying exercises, sets, reps, intensity, volume, and duration, for example, prevents boredom and promotes more consistent improvement over time. A well-planned training program set up in phases offers built-in variety to workouts, and also prevents overtraining.

6. The Principle of Transfer suggests that workout activities can improve the performance of other skills with common elements, such as sport skills, work tasks, or other exercises. For example, performing explosive squats can improve the vertical jump due to their common movement qualities. But dead lifting would not transfer well to marathon swimming due to their very dissimilar movement qualities.

7. The Principle of Individualization suggests that fitness training programs should be adjusted for personal differences, such as abilities, skills, gender, experience, motivation, past injuries, and physical condition. While general principles and best practices are good guides, each person’s unique qualities must be part of the exercise equation. There is no one size fits all training program.

8.

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