Tag: Options

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Think you can’t find affordable health insurance if you’re self-employed, or your employer doesn’t provide it? While it is true that health insurance has become expensive, there are a few options for cheap health insurance. Here are two forms of cheap health insurance.

Cheap Individual and Family Health Insurance Plans

Managed care plans such as an HMO offer rates lower than traditional health insurance. By using a network of care providers, insurance companies can provide quality health insurance at a lower price. There are many different types of HMO insurance plans with various types of coverage. Basic plans can be surprisingly cheap.

Another type of plan that is gaining popularity fast is the (HDHP) High Deductible Health Insurance Plan. This plan also uses a network of care providers to help reduce costs. The other way it reduces costs is with a high deductible amount. You still get complete coverage for accidents and illness, but with a higher deductible. Deductibles for this type of plan range from $1000 up to $10,000.

Researching the different insurance companies and plans, will help you find the cheapest health insurance. Everyone needs health insurance and new types of low cost plans are being developed by major insurance companies to provide coverage for everyone.

Cheap Health Insurance Quotes

Because almost all major insurance companies have made their medical plans available online, you can go shopping for health insurance any time, night or day, and find cheap individual and family health insurance quotes in a matter of minutes.

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Source by Jim Westin

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With the growing scope in career opportunities, there are varied professions one can opt for depending on their area of interest. Being certified for personal training is something several students find interest in and keeping their interest in mind, universities tend to add such degree course in their curriculum. There are several health enthusiasts who like to keep themselves fit and are aware of all aspects of being fit and staying healthy. They can always opt to start a business of their own where they can set up a gym and teach people but having professional knowledge of it can attract more people to learn from them. A certified degree on personal training and can help people to pursue varied professions with lucrative returns. A few professions could be as follows –

• Personal Trainer – For those who are sportspersons, playing and pursuing the game well is something that requires to be fit as well as having a healthy body. Hiring a personal trainer for sportspersons can be helpful as the trainer has sufficient knowledge on the types of exercise one should perform while being a pro at a sport. Apart from the exercises, the trainer has knowledge on the diet the sports person should follow. A personal trainer can be hired for individuals having a setup of their own where they intend to gain personal attention from their trainers in building their body and leading a healthy lifestyle.

• Group fitness instructor – People those who have obtained a certified degree on personal training can also become an instructor for a group. Working at a gym as an instructor, being a trainer in fitness clubs, working in educational institutions and instructing children on exercise and general health, etc. can be a great career option. It is lucrative for them as well as helps to spread awareness to the world.

• Sports Coach – A degree on personal training can help a person to become a fitness coach for sports teams. Being a sports coach for football teams, cricket teams, etc. can help teams to have members who are physically fit to be a part of their team. Performing health screenings for athletes and testing their endurance skills is something that forms a part of their tasks that they are appointed for. Helping the athletes to perform resistive training and cardiovascular exercises can help them gain better health levels to perform during the games.

• Corrective exercise instructor – While a person recovers from an injury or illness, there is a requirement of corrective exercises that would bring back their body to the original self. People having degrees on personal training have the necessary information on such corrective healing through exercises. One can pursue it as a career and become a specialized corrective exercise instructor. Medical centers and hospitals are always in need of such instructors that could help their patients recover well.

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Source by Natasha Unger Nandi

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For decades, if not longer, the United States of America, has been discussing, the best, most responsible/ responsive way, to address the delivery of health care, to our citizens! Should quality medical care, be every American’s right, and should it be considered, one of those inalienable rights, we expect, and deserve? A decade ago, President Obama, fought for his so – called, hallmark program, which was enacted, as the Affordable Care Act, and, popularly, referred to as Obamacare. It seemed, for a considerable period of time, his Republican opponents, made overturning it, one of the principal focuses! Several times, during that period, the G.O.P. attempted to overturn it, unsuccessfully, and, nearly, dramatically, did so, in 2017. When Donald Trump ran for President, he promised, repealing this program, and replacing it, with something, far better, would be easy, and he would achieve it, in a short period. However, promises and rhetoric, achieve little, without a clear – cut, viable solution, and he did not articulate a meaningful alternative. Once again, we are witnessing, the political version of football, where the President is offering his complaints and blaming his predecessor, while most of the Democrats, running for the highest office in the land, are chiming – in, with their personal opinions, etc. With that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, some of the options and alternatives, including: Idealistic; Pragmatic Idealism; Status Quo; or something, probably worse.

1. Idealistic: Several candidates have supported, what is referred to, as Medicare – For – All. The claims are, it would be fairer, less expensive (overall), provide superior care, etc. Their positions include: a) Everyone likes Medicare, so, this is the best course; b) It would reduce overall costs; c) It would be better for individuals; d) While there would be taxes, it would cost less, in the longer – run. They point to the programs, in other nations, and their successes. Ignored, in the discussion, is, today’s Medicare is not free, either. We pay into the program, during our entire working lives, and continue, paying, after age, 65. It doesn’t pay all the costs of health care – in fact, only about 80% of Part B/ Medical costs. Most, then purchase a Supplement, and, when one adds all these components, up, it’s obvious, it’s not free! In addition, while physicians, presently, are willing to accept the reduced payments, involved with these reimbursements, for part of their practice, how many, might not, be willing, if it was their sole payments. With the escalating costs of malpractice/ litigation, etc, and the many years (and dollars), it costs, to become a doctor, would this result in far fewer, physicians? In addition, since over 150 million Americans, receive employer – paid, health insurance, would they be willing, and happy, to have to pay this, themselves, now? We are being provided with estimates, but few, are apparently, thoroughly evaluated, to include contingencies, and ramifications! Would this, have the ability to be enacted, in the political process?

2. Pragmatic idealism: Should the goal, be, providing quality care, or, demanding a specific approach, without flexibility, or, perhaps, reality? Pragmatic idealism, would create, a goal, of providing, universal health care, combining a public and private options, and offering several viable alternatives/ options! Instead of, being narrow – minded, and, saying, it has to be, My way or the highway, wouldn’t it make more sense, be less disruptive (think about the hundreds of thousands, who are employed by private insurance companies), and, desirable, to combine the options, and seek a meeting, of the minds? Wouldn’t it, make more sense, to address the weaknesses of the Affordable Care Act, and improve it?

3. Status quo: With the stagnation, and congestion, and partisanship, occurring in our Congress, little to nothing, seems to be occurring!

4. Worse: President Trump’s apparent solution is to offer, less expensive, higher deductible, more limited, health insurance? How is that an improvement? Isn’t that, far worse, both, in the present and future? How about, those with pre – existing conditions, higher health – care costs, etc?

Wake up, America, and, refuse to be, lied to, and manipulated, by politicians, with a …

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Gone are the days when people relied on condoms, diaphragms, and spermicide to protect them from unwanted pregnancy. With the number of unwanted pregnancies both in teens and adults on the rise, more and more people are turning to other forms of contraceptive. With so many options on the market today, it is important to fully understand side effects and benefits of each type.

The Pill

The phrase "The Pill" is used to refer to any type of birth control pill. There are over one dozen types of pills that are prescribed by doctors today. Some common brands are OrthoEvra Low, Yazmin, Seasonique, and Lutera. This prescription is filled monthly. You take a pill every day that increases specific hormones in your body to decrease the chance of pregnancy. It is important to take these at the same time every day for them to be most effective. There is one row of pills that are considered placebo pills, these do not contain hormones and trigger your body to menstruate. The pill's largest benefit is that it decreases acne in patients.

The Ring

NuvaRing is rapidly becoming one of the favorite choices in birth control. This is a flexible, vaginal ring that is inserted once a month. You do not need to visit a doctor for this. Insert the ring and leave it in for three weeks. At the end of the third week, remove the ring for one week and replace it with a new one. As of 2010 more than half of all health insurances are not covering NuvaRing, however that is likely to change in the future as it becomes more popular. The only way to know if your insurance covers it or not is by contacting them or looking over their prescription drug list.

Implanon & Mirena

Two long term choices in birth control are Implanon and Mirena. Implanon is a small (approximately 2 inches long), flexible rod that is injected into your arm. It slowly releases hormones over the course of three years. Mirena is a modern day IUD. These work by irritating the inside of the uterus to prevent it from releasing eggs. Each month you need to check the threads on Mirena, this is explained to you by your gynecologists. Mirena can last up to five years. Spotting may occur during the use of either of these methods. Some women experience a complete stop in bleeding all together. Both of these can also cause weight gain and acne.

The Shot & The Patch

The least relied upon forms of birth control are the Depovera Shot and the birth control patch. Patients receive the shot once every three months. It releases a level of hormones that trick the body into believing it is in menopause. Patients often experience spotting throughout the year. The shot is also associate with drastic weight gain in patients. The patch is a clear hormonal patch that can be placed on the arm, back of shoulder, lower back or abdomen. It releases a steady flow of hormones for one month and then is replaced with a new patch.

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Source by Robert W Mccormack

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