Tag: Short

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American’s are looking for lower cost alternatives when it comes to their healthcare needs. Those who do not need a huge demand for medical services to be covered have other options. Even those with some medical requirements on a monthly or quarterly basis are OK with little less coverage if they are saving enough on premiums. The good news is alternative plans are here, and they will continue to grow in demand as 2018 continues.

The Trump Administration signed off on an executive order in the fall of 2017 requiring that short-term health care plans be extended from the current 90-day restriction to the full 365 days as it once was. These types of policies are not there to replace the ACA plans, but to provide individuals and families with more choices for their healthcare needs.

This is great news for millions of Americans who do not qualify for the federal health subsidies and really cannot afford the premiums for the ACA plans. By freeing up some of their hard-earned dollars, they can put it back into the economy, retirement, college or whatever they need.

Short-term plans are non-ACA qualified health plans that are not required to cover preexisting conditions or certain ACA (Obamacare) mandated Essential Health Benefits (EHB), that are covered by ACA-qualified plans.

These benefits include:

  • Maternity and newborn care
  • Mental health and substance use disorder services
  • Specific preventive care benefits such as routine exams, mammograms, cancer screenings, etc
  • Pediatric services (oral care and vision)

The short-term plans are a great option without the above coverages in the policy. Insurance is supposed to be for sudden, expensive things that you usually could not afford on your own. Look at your homeowners and auto insurance. They provide coverage for the unforeseen, costly risks that you cannot afford to take on yourself. The short-term medical plans do just that.

The short-term medical plan extension from the current 90-day maximum to 365-day maximum takes effect May 1st. After that date, you can apply with an insurance company that offers the short-term plan that does not have the 90-day maximum limit.

One other drawback for 2018 is the individual mandate. The short-term medical plan is not an ACA-compliant plan according to the IRS and will be subject to the tax penalty when you file your taxes in 2018. There are other ways around this. You will need to seek out a professional in the field to get more information. For the tax year 2019, this tax penalty goes away.

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Source by Butch Zemar

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Human needs are unlimited. I heard that when we wish for something, we become very aggressive to achieve it but as we get it, another wish takes place. And I found it true but this is a long journey. So it is always good to make a control on our desires. By doing this we able to live our present and stop crying for more things.

So ideal way is to work with full of your energy and enjoy the things which come in your way. Short jokes are the best medium to enjoy the present moment. Whenever we crack a jokes, we are not only making ourselves happy but we are giving a reason others to enjoy.

It has rightly been said that "you grow up on that day when you have your real laugh at yourself." It is easy to laugh on others but the day when you learn how to laugh at your own self is the day you learn how to live life. When you laugh, you intake large amount of oxygen in huge gulps which is very good for your heart and healthy heart is the secret behind all success. Here I would like to share some experts opinion and research about the value of laughter:

Miller said that "the most significant study finding was that people with heart disease responded less humorously to everyday life situation." They laugh not much even the positive situations and they shown more anger and hostility.

Erma Bombeck said, "If I could live my life over, I would have laughed more." How beautifully she expressed the importance of laughter in our life.

Fun, humor and laughter are the reaffirmation of our life. There is lot of panic in everyone's life but laughter helps us to forget all the sorrows for a moment. It does not matter that how many problems are there in life but it really matters that how we deal with them. If the laughter is necessary for good health but short Jokes are essential for laughter.

So I stick on that the way to happiness can be achieve by passing through the street of short jokes as they create fun and humor. I would like to share some plus points of cracking pranks:

– It bring us in notice.
– It help us to keep away from negative thoughts.
– It is great way to live present moment.
– They polish our personality.
– It is the secret of good health.

When you can get all these great benefits with little efforts so what are you waiting for? Just start entertaining yourself as well as others.

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Source by Bhawna K Kapoor

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